Get Money For your Business as per the Terms and Conditions

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 Each day millions in free grant money is given away to people just like you and I for a wide number of business and personal needs.
 There may be no such thing as a free lunch, but free grant money is definitely on the menu.
 Timing is of the utmost importance because most free government grant money is issued on a first come, first served basis.
 The best times to apply for free grant money is between the months of January and June.
 There is free grant money available for virtually any use including personal.
 Most people need help in obtaining personal grants from the federal government because they do not know where to look or how to begin to apply.
 One of the better programs to-date is the "Uncle Sam's Money" program.
 It's a fact that if each business in America were to apply for an equal share of free grant money / free government grant money and loans, each business

would receive over $70000.


Generally speaking business grants provide the funds needed for a start-up business to get off the ground and become independent.
 The smartest thing you could do is to finance your new or existing business with free grant money from the government.
 If you would prefer to use a government body to search for applicable free government grant money, then your local business link can provide you with a find

a grant service.
 Over a billion dollars in free grant money is allocated for home grants.
 A small listing of some of the free government grant money is:

* Down Payment Grants

* Federal Housing Grants

* Home Improvement Grants

* First Time Home Buyers Grants

* Home Grants

You can use free government grant money to purchase your dream home or get free grant money for home improvements.
 If you are a low income family the government has not forgotten about you either, for a change.


You can apply directly online for free government grant money, low interest loans and scholarships.
 One of the beautiful things is that you can apply even if you have declared bankruptcy or have bad credit.
 A large majority of free grant money goes unclaimed each year because many are unaware of their existence or how to apply.
 Each day millions in free grant money is given away to people just like you and I for a wide number of business and personal needs.
 People are under the belief that government grants are so hard to get, but that is just not true.
 Government grants are not advertised, you're not getting your share because you don't know where to go.

Related articles

• Settle back On Your feet With Government Grants (bigsexymedia.com)
• Grants for ladies starting an enterprise - Supporting government (bigsexymedia.com)
• Cost-free Federal Business Grants (bigsexymedia.com)
• The NCAA Will Give Athletes $2,000 More In Grant Money, Ban Teams With Bad Academics From Bowl Games (businessinsider.com)

How to Get Hard Money At an Ease

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I define hard money as non conventional or private financing with private funds.
  This means that they are easier to qualify for.


You may hear the term bridge loan being used in place of the term hard money which is okay it describes one of  the main purposes of hard money a short term loan  to quickly get from point A to point B.


To sum it up the main things to remember about hard money is quick closings, lower credit guidelines and minimum documentation.
  You should never use hard money where you need long term financing, because over the long run, the rate on a hard money loan will kill you (more on hard money rates later).
The hard part of hard money.
  Now when I say drawbacks it's not saying that hard money loans are any worst then conventional financing, but it would be unfair to talk about hard money and offer all praise and no criticism.


Well once you know the answer to that question you will know whether you can stomach a hard money loan.
  Whether you go to a lender or broker expect to pay anywhere between 2 points and as many as 10 points in fees for a hard money loan.
  You can expect a rate in the range of 9% and as high as 24% depending on the lender and the terms.
  Usually the shorter the term or the more complex the loan the higher the rate.
  In this case it is their money, their rules their rates.
  Now this is a thing most people get confused about.


If you do not qualify for the 100% loan a traditional lender will only loan you a portion of the purchase price, even if there is equity in the property they will want you to put money toward the purchase.
   In order to get the $80,000 from the bank you would need to contract for $100,000, but you will still need $20,000.
  Most hard money lenders have a ceiling of 70%-75% (of course I have heard rumors of hard money lenders going higher) of the current value of the property or of the A.
V.
  This is their protection in case of default, a property they can possibly sell quickly because of the equity.
  The trick is to buy below market value, hard money lenders like good deals.
 This brings us to the next section.
The best uses for hard money

Hard money is not for every situation, here are some ideal hard money situations.
  Conventional financing with the rate rollercoaster, paper work requirements, underwriting guide lines, etc.
 If you have a deal you need to move on quick you can use hard money and close in as little as 2 days.
  A traditional lender will want you to complete the entire process for each loan, some hard money lenders once they are familiar with you, and of course you have a good payment history, will not even need you to submit applications for future loans.
  Hard money and rehab properties (fix and flips) go hand in hand.


Most conventional lenders will only lend on properties in move in condition, and if the property does need renovation or repairs that is on you.
  So if you are investing in properties to flip or wholesale, and they need repairs or renovations before they are in move in condition then you need hard money.
And you can include renovation costs in the loan amount as long as the total costs don't exceed the limit.
 So for instance say you have a property under contract for $50,000 and it needs $20,000 in rehab, to get it into move in condition and has an ARV of $100,000.
 (And I bet you didn't think that was possible nowadays)

You have different types of property.


You have a well defined exit strategy.
Because as I said before hard money loans do not have long terms but they do have high rates.


Hard money can be easy, once you know what it is and how to use it.

Money Market Funds: A series of Investment Options

Image by Getty Images via @daylife
There's really no rhyme or reason behind it except that the next installment will be about Money Market Accounts and highlighting the difference between the two savings options.
Money Market Funds are required by law to provide a safe and liquid investment while at the same time providing returns slightly higher than a run-of-the-mill passbook savings account.
Even PayPal has a Money Market Fund! In fact, at the end of 2003, money market mutual funds had nearly $2.
39 trillion invested in all mutual funds, according to the Investment Company Institute (ICI), an industry group that represents mutual fund companies.
Although Money Market Funds are not insured by the FDIC, no retailer has ever lost money in a Money Market Fund - which has made Money Market Funds infamous for low-risk investing.
0 share price.



Different Flavors
There are a number of different Money Market Funds mainly based on the type of short-term investments that are used as well as the amount of the fund that is used to invest in "illiquid" assets in order to try and earn a larger dividend.
The type of underlying investment might not seem very important, but it impacts the yield percentage as well as the taxability of the fund.
Tax-exempt money market funds invest in short-term securities whose income is exempt from federal income taxes, such as bonds issued by state governments and municipalities.
If you're thinking about a tax-free fund take a look at your tax bracket, the state your in, and monitor the yields that are often more volatile in the tax-free funds.
For example, if you are in the 25% income tax bracket, the difference is 75.


Divide the tax-exempt fund's yield by your reciprocal-of-tax-bracket.
8% and your reciprocal-of-tax-bracket is 75, the taxable-equivalent yield is 2.




In other words, you would have to earn a yield of at least 2.


If your tax-exempt fund is also exempt from state income taxes, subtract your combined income tax rate from 100.


Using the same formula.


Short or Long-Term Investment?
Definitely short-term!  Money Market Funds are designed to be highly liquid - meaning that you could cash out in a matter of days.


Potential Risk
Since Money Market Funds are managed in such a way as to minimize risk, the biggest risk involved in investing in Money Market Funds is the risk that inflation will outpace the funds' returns, thereby eroding the purchasing power of the investor's money.

And, as mentioned previously, a Money Market Fund is not a deposit at a bank and is therefore not insured by the FDIC.

The interest of a Money Market Fund is calculated daily, but only paid out at the end of the month unless you sell the fund, then it is paid at that time.


These returns can be compared to the U.
Treasury bill return over the past few years:

BankRate.


Who is this a Good Investment For?
In short, Money Market Funds are great for individuals looking for a safe and liquid short-term investment.
However, you must be aware of the expense ratio so that your interest revenue is not swept away from your brokerage firm.

Are you Sure Money Scams Don't Work

Image via Wikipedia
Imagine that you sell your invention together with full manufacturing and selling rights to 100 people.
The other 99 people clamor for their money back.


They must be right.


My Failures

-----------

Inkjets: I bought a kit to make money by refilling inkjet cartridges.
I would set up a van, and drive round the country businesses in Western Australia, and make money refilling their cartridges each week.
Think how I could make money then!

My main abilities are technical, which suited refilling the cartridges.
The business failed.


Was the idea a scam? No.
Others do make money this way, and very good money too.
This was great.


But the work didn't come in.


It turns out that not all translation is equal to make money.
The manufacturers are happy to help you to make money so that they can make money in larger quantities.
That means that they can't afford quality translators.
It doesn't matter that English is not the native language of the translator.


You will almost always make some money - even if you are a hopeless salesperson.
It is embarrassing when the tax man returns your money with the comment that it is a hobby not a business to make money!

But suppose that you are a brilliant salesperson.
You have found a service where word of mouth soon brings you so much work that there aren't enough hours in the day for it.
Why do you want to make money? To get freedom? Then why are you working 70 hours a week on your business to make money? What kind of freedom is that?

One way is to sell the business for a large sum of money and then build another, and sell that to make money.
You don't make money with no work.
But it is cumulative like a rolled snowball.


Grasp Opportunity

-----------------

I had the chance recently to buy into a business that needs my technical abilities and needs no salesmanship to make money.
You can't get in - the offer was only open for 24 hours.
Fortunately I already had experience of working with the vendor, so my skepticism was low.
If you want to match the opportunity to your abilities you want to have as many opportunities to choose from as possible.


Don't be brainwashed by just one author, but please, don't ask for a refund just because a way to make money doesn't work for you.


One man who became filthy rich from the internet says that he expects 15 out of 16 of his projects to fail.

True Story About Hard Money Lenders

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Who  are they? What is it?  How do I get some?  Is it beneficial?  Let me share with you  some of the basic principals about hard money lenders.
When money is discussed between investors, it  is considered to either be "soft" or "hard".
Hard money, on the other hand, is just the opposite.
Not in that it's more difficult to obtain, but the terms  are very specific and much more strict.
This is why hard  money is also referred to as "private money".
So their first priority is to protect their investment capital.
If it were your money, you would want the same.
It used to be that hard money lenders would lend  solely based upon the deal or property at hand.
Now, you will find that many hard money lenders, if they want  to stay in business, require more than just equity to qualify.
Consumer protection laws, time consuming  and expensive court procedures, and so on have forced some hard money lenders  to become even harsher when applying for a loan.
Here are some of the  terms you can expect to see.
This means that a hard money lender can loan you up to  70% of what the home is worth in repaired condition.


Other terms you can expect are high interest rates.
Many times these  rates vary depending on your credit score and experience.
Typically hard money lenders will  charge anywhere from 2-10 points.
So charging 1 point on a $100,000 loan would be $1000.


Other things to consider are how quickly funds will be available.
Your ability to get access  to money quickly can make all the difference.
You also need to be  aware of pre-payment penalties.
Try to avoid pre-payment penalties.
Again, it's all about protecting their assets.
Again it all depends on whom you deal with.
Investors also use hard money when they need to purchase quickly.
Sometimes that is  to long.
Most like to call it "Nothing Down".
Sure it will cost you money to borrow  that money, but the rewards out way the expense.
It could be your next door neighbor.
You can also call a title company or a real estate agency.
Shop around until you find the best  one that will fit your needs.
Some will lend nationwide - these typically want a credit check.


To receive a free list of hard money lenders who will lend nationwide please visit  Free  Hard Money Lender List.

Money Setting Inside Mind

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Mindset, in this context is a combination of thoughts, beliefs, values, and emotions.
No money? No problem! Start here.
This is the amount of money you have that you feel totally comfortable with.
If you have clear, true beliefs about money, you will be rolling in it.
You picked up beliefs such as "I'm no good with money" or "Money is not important to me" or "Money doesn't grow on trees (meaning it's hard to get)" or

"Work hard and the money will come", etc.
When you hear about lottery winners who lost it all within a few short years, this is the principle that makes that happen.
At least not for very long! So we want to raise that setpoint by clearing out limiting beliefs to more closely match our own desires for wealth.
Think about each and look at how they could be affecting your prosperity.
Often, even with healthy beliefs about money, we don't allow money to flow in because we are living small lives.
It is when we stretch out of that box, move into new arenas, try something new, even bold, that we open up our lives to the abundance that has always been there.
So stretch out a bit, see what this opens up for you.
Money is not static, not meant to be hoarded and not meant to stagnate.
It comes in and it goes out.
Some of us have more in than out, some more out than in (probably most people) and some just enough flows in and just enough flows out.
If money is held tightly, one hoards, is stingy, and the flow in and out is blocked.
If money flows out so that it exceeds that which comes in, it starts the debt/fear cycle which further restricts or blocks the incoming flow.
The river is flowing with money instead of water.
So the money coming in is more than ample for your needs and desires. or savings for large desireables.
No matter how little your income, it is important to the flow to be giving.
Look at your income in and expenses out.
What does this picture tell you about your money flow?

Money is what you think it is.
All of this is available to you.
But often we perceive that there is a very limited supply of money for which we must compete.
Some of us think (guiltily) that if we get a lot, someone else will have to do with only a little.
But if you perceive that there truly are oceans and oceans of money available, essentially an unlimited supply, then it frees you to receive in the most miraculous way.
When reading this paragraph, what did your river look like?  What thoughts did you have about the pictures you see in your mind?  What feelings did it invoke?  What can you learn from this about your mindset about money?

Quick Money Making Lessons

Image by FFCffc via Flickr
Money is an idea.
It's whatever your own reality is telling you that it is.
If you think money is fun to acquire and you love talking about how to get better at it, then that's the role it plays in your life.
That's entirely up to you to choose.



*Continuing on the previous insight it's again a question of your own context.
If handling money in a productive way is important to you, then financial abundance is a logical and natural goal to achieve.
Everyone has the potential to make a shift in their relationship towards money.
Money does not make you rich.
Being rich, poor or middle-class is a question of mind-set.
A perfect example of this is when somebody acquires a great sum of unexpected money.



*This is closely linked to the lesson above.
The person would only get further in debt and have an even poorer mind-set, I would suffer from having my money jeopardized and our relationship might
suffer in the end even though the initial intention is of a good nature - to help a friend in need.



*The poor, the middle class, the rich, the government, the church, the old, the young, all the companies, everyone has money problems.
It's just a question of which problem you rather have - the problem of no money, or the problem of too much money.
Having more money in contrast to having less money is usually much less urgent and problematic to deal with.
The lack of money is the root of all evil.
Think crimes, riots, insecurity, emotional instability, selling drugs and weapons, poor health care, ignorance due to poor education and much more.



*Money alone does not dictate happiness or unhappiness.
However, unexpectedly not having any money would make me unhappy and unexpectedly getting more money would make me happy.
Therefore, it's pointless to generalize rich people as unhappy or even relatively unhappy compared to their wealth and make this notion stop you from becoming rich.



*Having a lot of money or having very little money does not relate to what kind of values a person has.
It has the power to reveal a person's true nature and intentions once the bets are getting higher.
Accordingly, a truly good-natured person might not show their worth either until the money sums are getting really significant.
The more money you get, the more money you end up giving.
It does not matter how much money you make during your lifetime, every single penny will be passed on to others sooner or later.
Eventually it will all go into other people's pockets, but that's not as important as the lessons you can give in life or lessons you can give on how to handle money.
Money comes to those who know how to handle it.
The better your education about money is, the more it will flood into your life.
It's up to you how financially literate and intelligent you want to become.



*You can generate income both from trading your time and effort for it as well as not trading your time and effort for it.
But, you can do both until you've reached the point where you don't have to work for money.

It's also important to note that people who are financially free don't automatically equate as being either productive or unproductive towards society.



*Sometimes I stumble upon the concept that freedom and security are each others opposites.
There's the freedom of doing what you want as well as the financial security of not being concerned of how to get along and stretch your pennies.
More money does not mean you have to work harder.
It's the 'working for money' model of reality that enforces the notion that in order to get more money, you have to work harder.
One step past this is to start skewing that proportional scale to a greater leverage, but the ultimate step is acknowledging that generating income might not need any form of labor or effort at all.
 Money is infinite, not limited.
 More money to you does not mean less money to others.
 Destroying things of value is what eats up wealth while creating assets is what feeds more wealth.

Related articles

• What Are the Differences Between the Rich and the Poor? (getrichslowly.org)
• America's Wealthiest Heirs Are About To Come Into A Lot Of Money, And They Have No Clue How To Manage It (businessinsider.com)
• Lessons Learned Money-conscious adults share the financial skills they were taught as kids (theinsider.retailmenot.com)
• How To Win At The Money Game (entrepreneurs-journey.com)

Money Can Change Our Personalities

Image via WikipediaHow many of you have ever noticed that you are fairly consistent with regard to your behavior and thoughts pattern around money? How many of you wish you had a better understanding of why and how those behaviors and thoughts work so that you could make them more supportive of your financial goals? Great.
let's talk about 'money' personalities.
Once you understand the personality at work, you can work with the personality to inspire lessons that will lead the child to financial self-reliance later on.
Adults in our programs, like Creative Wealth for Women workshop, love learning that they are not alone and that there's ways for each personality to improve their money habits and behaviors.


Most of us understand the meaning of the word personality.
We use different personalities as defense mechanisms, to impress others, to make us feel good, to help us cope with certain situations, etc.


Believe it or not, we have all developed a money personality as well, and learning about these money personalities is important when you're exploring how you and your child deal with money.
They are: the Saver, the Spender, the Avoider, the Monk, the Amasser and the Worrier.
The age-old question of nature versus nurture plays a role here.
They shake their heads, not understanding how three children raised in the exact same environment can end up with completely different thought patterns and behaviors around money.
If the scenario above is you, and you do a little honest digging through your memory, you may begin to notice that you were in slightly different financial situations with each child; perhaps becoming increasingly financially savvy and stable as each child was born or progressively under more financial stress.
In addition, don't forget the powerful effect of the mother's emotional state during pregnancy.

you can see how each person in a family may develop a completely different and unique money personality within the same financial environment.
Once a money personality has started to develop, children see everything from that point of view and through that conditioning.
The main money personalities are as follows:

The Saver-Sammy the Squirrel

Sammy likes to save his money for things he wants to buy and for a rainy day, in case he needs money for something.


The Spender-Manny the Monkey

Many spends every cent as soon as he gets it on piddlystuff.
He also likes to buy things and do things for friends and loves to be the life of the party.
Just mentioning the word "budget" makes him want to run away.
Money is beneath her.
She may feel that money isn't spiritual.
She avoids paying bills, looking at credit card statements or paying back debts.
She doesn't know how much money she has in her wallet, exactly how much money she makes, owes or has saved-if she has any saved.


The Money Worrier-Carl the Clam

Carl worries about money constantly.
No matter how much money he has or doesn't have, he can't stop worrying.


The Amasser-Andy the Ant

Andy wants to see his money grow constantly; saving and investing make him feel powerful and secure.


Each money personality has it's supportive roles and its unsupportive roles.


You probably recognize people in your life that have one or more of these money personalities and since we're not in this world alone, you may want to learn to recognize these personality traits when you get into business and personal relationships with others.
And as we all know, awareness is the first step toward change and change is what we need to keep our kids from being in the same financial mess many of this nation's adults have found themselves in.


For more information about money personalities, read Money Harmony: Resolving Money Conflicts In Your Life and Relationships, Walker and Company, 1995 by Olivia Mellan.

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This is the only sane way to handle money?

Image by just.Luc via Flickr
However, because money is so important to our well-being, most people's money making efforts end up as neurotic tendencies.
Ironically, some people are miserable no matter how much money they earn.
It is the way you go about it.
Money itself is neutral, neither good nor ill, but it is our attitude toward it that plunges us into cycles of agony or ecstasy.
You may share traits from different profiles.
Clean up these negative attitudes toward creating a good income and you will start to have more money making ideas.


The Inexperienced.
They have only a simple understanding of how to earn it, spend it, or invest it.
Information about money confuses them.


The Casualty.
Instead life runs them, pushing them from one difficult situation to another.
They thrive on the adrenaline charge of trying to survive and chaos breaking loose if they can't come up with the money that they desperately need.


This is a person who goes out into the world and makes money, more than most people even know what to do with.
They learn what to do and how to do it, and they persist.
They thrive on a restless energy.


The Sacrificial Victim.
They only feel fulfilled by giving it away.


The Gambler.
They rarely follow through on any of the ideas purchased.
They spend more money on trying to get money than they make.


This is a person who disdains the material world, believing in the refinement of the mind or the spirit.


The Bully.
They use money not to buy things but to control people who want money.


Finally, there is the Sage.


This is a person who understands how to create money, how to manage it, and how to use it for the highest good, both of themselves and other people.


This is the only sane way to handle money.
What can you do today to heal a neurotic money profile and become wise in the ways of money?

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Everything About Money

Image via CrunchBase
The truth then, is that most people go through life almost completely clueless about how money really works and worse, clueless about how to attract more of it into their lives.
We then fail to apply these truths and learn learn nothing from them.
 Perhaps therein lies the problem, we get bored when people talk about money so we clam up and stop listening.


So here are some things about money that we should learn and remember.
 Money does not attract money, people do.
 There is a story about a 20 dollar bill re-uniting with his long time buddy a one dollar bill.
 "I have not seen you in a long time friend.


The twenty dollar replies: Man! I have been having the time of my life, from Las Vegas to the Bahamas, the slopes in Colorado to Paris.
How have you been? ask the now giggling twenty dollar bill.
 The obvious one is to stop giving one dollar bills in church! But the other point is that the higher value tender ends up in the fun places where people spend a lot of money.
 People who give more money to tends to get more, but we will come back to that.


Bill Gates is worth at least 50 billion dollars.
 For a struggling online entrepreneur who is just starting out in business, it may be the cost of a 97 dollar auto responder.
 The $130,000 a month affiliate marketer will beg to disagree.
 Look for the value in what you are getting for your money.
 Don't sweat the "big" stuff.
97 a month auto responder will do the job just as well.
 Money is good servant but a lousy boss.
 The problem here is that this money-worshiper did not become such a person overnight.
 Any deviation from this truth, will place you under the control of money.
 People who love money hardly remember that money is just a value placed on a coin or a specially printed paper.
 It is inanimate, cold, emotionless, and only derive its value from the people who know it and use it.


On the other hand, money can be a docile and obedient servant.
 Plus, if you have enough money you can get most things done.


The lesson to be learned here is this.
 This will demean your humanity and make you no better than the drunk who is controlled by alcohol, or a lion driven by it's wild instincts to kill, hunt, or procreate up to 50 times a day!

Let your higher, more noble self control your money so it will be a good servant to you and hopefully do some good in the world.
Money is always looking for a conduit.
Here's what I mean.
They usually give away a lot of their money, but they end up getting back more money to give away again! Money needs a conduit.
It's sowing and reaping at its best.
Most people who are stingy and have a few dollars from their stingiest, will be surprised to know how much more they would have had, had they opened their pocketbooks more.

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Sure Ways To Make Money Online

Free information, no promises of increase of income by reading this info What you do with this information is your decision and even though i want everyone who read this to make massive money i cant guarantee any result of income.
Write an info product for a well established niche, this is one of the easiest ways that i use to constantly make money online :).
However, just don't write the ebook! Build a business.
Go ahead and offer upsells, and backends, and memberships for recurring income.

What i mean by this is basically your own unique online community that is catered towards a group of people that allows them to share content and

information with each other.
 Million and Billion dollar ideas in just a couple of years.
Build your virtual real estate.
 and a good way to go about this is make it FREE, thats the magic word.
 If your website is getting traffic then you can monetize off this with adsense or by selling advertising which can be a killer money maker by you literally doing nothing.
Help a friend get a job.
 Many people are looking for jobs, just take for instance craigslist one of the most populated websites in the world has a large section for connecting employers and job seekers.
com is also a huge network for connecting employers with job seekers as well.


Advertise and sell other people's products from your website which is known as affiliate marketing which is such a hot field because people are looking for ways to make money online without having their own product, and this is one that you can accomplish this.
 The popular one for selling digital product is clickbank.
Sell yourself :).
 There are some sites online known as freelance services in which web masters or companies will pay you money if you do certain tasks for them.

**This is something that anyone can do and there are no technical skills required except being able to use the computer and research. 

 It will help to have a portfolio of some of your writings in order to help increase your chances of getting chosen. 

Do you take pictures? You can sell licenses to web masters or individuals to use the photos that you take and you can usually charge a good amount for these as well. 

Assist businesses.

**Blog about the topic and write in a manner that attracts people.

Don't know a thing? No worries you are not alone, but that shouldn't stop you from blogging as it doesn't stop others, you can still make money just by blogging on topics that are interesting. 

Some marketers have started money making challenges such as the 30K challenge, or Willie Crawford's 1 million in 90 days challenge.

**I own and frequent many forums and i have come to a conclusion that people love to complain.

**For example, domain name services like sedo and afternic gets paid just for regulating domain names. 

 but just by being the middleman. 

Buy and resell domain names for quick cash. 

 Domain name flipping takes some time to master like any other skill though. 

Purchase a domain name, build up the pr (pagerank), gain backlinks, and then sell the domain name.

**By this i mean purchase a domain name and build a website for it and then try and sell it for profit. 

sitepoint. 

sitepoint. 

Get paid to post in forums. 

 Some web masters will pay individuals to make posts at forums. 

 Or, web masters could pay individuals to post on forums so that they can get more traffic to their website through signatures.

**Whats going to make an individual submit to your article directory as opposed to ones that they are accustom to submitting to and "plus" get results with. 

**For example, look at ebay. 

 This can be an easy way to make some extra money.

**Ever heard of the milliondollarhomepage, selling worthless links? Well, it got in the news and people swarmed to the site, proof that its not incredibly hard to make big money online. 

Moderate forums, some forums get crazy traffic and some of them also get crazy amounts of spam that needs to be moderated.

**Thevideosense.

**People are always having issues with this software and there is money to be made by installing and customizing wordpress blogs. 

If you like surfing the Internet then AGLOCO is a program that pays you for your browsing information (at the stake of your privacy though).

**Too many marketers try to spam this service which is against their tos, so just build real friends and sell them cheap items that they can use on myspace, easy money! Make money on myspace by selling users things that they can use while they are on myspace. 

Write a newsletter and im talking about a real one. 

 You can promote your products as long as affiliates once you build trust with your subscribers. 

Build your own forum. 

phpbb. 

phpbb. 

simplemachines. 

simplemachines. 

 This is an incredible way to monetize on giving something away for free. 

 Not only that but you can build multiple streams of income by selling advertising as well as monetizing the forum with adsense.

**Web masters tend to be too busy and that is one reason why many do not get where they want, they cant manage their time too well.

**See what is currently selling hot here and see if you can find any whole sellers with these items an affordable rate.

**Awards have been tested to increase the credibility of a website (which equals more money) so make a website with a fancy logo and offer it to web masters that meet your award's standards. 

Make money online by researching and finding statistics, facts, or quotes for individuals that needs them. 

Write articles. 

**Learn the ins and outs of myspace, a lot of web masters are looking for people to do marketing for them on myspace and if you know about this network then you can make some money by offering your expertise. 

Make money by referring individuals to paypal and ebay.

**What this means is that a company or service will pay you money when you can generate a lead for them. 

 Its obvious that to get people to enter their "personal information" online you must have an incentive offer or copy, because people are fearful of spam (i am too). 

 Some companies are so good at this that they get people to enter their credit card information in the forms so thats something to boost your confidence. 

Are you skilled at photoshop? I see a lot of talented individuals on online forums that be photo shopping images like crazy.

**You never know if your images will become the next Internet phenomenon. 

Are you knowledgeable in anything? Come on, i know you are smart in something everybody is good at least one thing. 

 Well, what you could do is offer a inexpensive tutorial that teaches an individual how to learn the particular subject in an easy to follow manner. 

Can you do screen printing for t shirts? Well, you are most likely an alternative to an online service.

**This is about the quickest way that i know to make money online. 

 However, this takes some prior experience to master, such as being able to pick the appropriate keywords. 

Can you code software? If so then you should code a software that will fix a much needed problem, there are many software coders selling their inventions online for good money. 

Offer online tutoring. 

 Never before have there been such an easier way to communicate with individuals live from all the way across the globe.

**Golf is a very expensive sport which makes this a good niche to tap into. 

Start a website that relies 100% on backends. 

 Just look at ebay, and paypal. 

 It costs every time you receive money through paypal, and it costs every time you sell something on ebay, it relies 100% on backend sells a nice and effective business structure. 

Try network marketing. 

 If you can help broker or bring webmasters together, then this may be a profitable business for you in the end.

**Or, if you have a unique idea you can go about forming your own dating site. 

Form a network that will connect people. 

 These types of sites usually do very well and usually grow fast because of the built in viral mechanisms in them. 

 It makes it easy for people to share things with their friends.

**Conclusion  In conclusion of this article Sure Ways To Make Money Online, i wanted to show people who are new to internet marketing or who are 

interested in making money online that there are ways (and lots of them) to make money online. 

 there are but so many hours in a day and the more rabbits you try to chase the less you may actually catch. 

You need it to get money so that you can reinvest in your business, but its nothing to build an online business on. a business is much more profitable and reliable. 

The True Tools of Money

Image via Wikipedia
It directly relates to the policies that are used to control money directly influence the behavior of the real estate market, including the increase or decrease in home values.


The mechanisms of money are controlled by two parties: the federal government and the Federal Reserve System.
" The Federal Reserve Bank controls the supply of money through a process called "monetary policy.


Fiscal policy is controlled by the federal government through the tax policy and government spending.
When the government lowers taxes, everyone has more money to spend on other items, such as new homes, personal goods, or business equipment.
This causes a general increase in prices due to the higher demand for fewer dollars.
If you receive a large tax refund every year, then you have more money to spend on items like TVs, computers, vacations, and food.
A small tax refund, or having to send the government a check due to higher taxes will cause you to spend less money on bills or consumer items.


In terms of the other method of influencing the economy, the amount of money the government spends can increase or decrease the supply of money in the economy.
Alternately, if the government decreases its spending on federal programs, then less government money enters the economy.
And if programs are cut or scaled back, employees are laid off and contracts are canceled for equipment, thereby decreasing the amount of money in the economy.
The effects of this fiscal policy techniques are felt indirectly by the economy as a whole and do not have the same level of impact as the monetary policy practiced by the Federal Reserve Bank.
The Fed, as it is commonly called, can control the supply of money in the economy directly by a number of different tactics.
If the Fed buys large numbers of these, then they exchange money for the securities, and more money is put into the economy when investors exchange their

Treasury Bills for money.
Investors trade their dollars for Treasury Bills, and the Fed holds onto the dollars, preventing them from going back into the economy to be used for other purposes.
When banks have to deposit a large amount with the Fed, then this money can not be used for additional loans for consumers or businesses.
If the Fed lowers the deposit requirement (known as the reserve requirement), then banks can use more of their money to extend credit to customers, and this money finds its way into the economy.


A final way that the Federal Reserve can control money is by directly raising or lowering the interest rate at which banks borrow money from the Fed.
If the Fed raises interest rates, then banks are less willing to borrow money and do not lend as much money, or lend money at higher rates.


The Fed directly influences the economy by controlling the total supply of money by creating or destroying money and determining the rate at which consumers can borrow money.
If home values decrease as a result of higher interest rates, or a recession in the economy, then homeowners in foreclosure may find that they owe more on their homes than the current value.


Thankfully, the economy operates in cycles of increasing and decreasing values, with a general optimistic trend.
Of course, this is only small consolation for foreclosure victims who would benefit from higher home values in the short term.
It is meant to give homeowners a bit of information regarding the broader economic context of their fight to stop foreclosure.


Knowing that the economy operates in cycles that are affected by these two entities can help homeowners realize that a foreclosure season in the economy is just like any other season: it comes periodically, may have extreme conditions, but will eventually pass into a different phase leaving only memories.

Related articles

• How Fed policymakers affect the economy (seattletimes.nwsource.com)
• Greenspan Suggested Cutting Taxes on the Wealthy to Increase Debt so the Fed Wouldn't "Lose Control of Monetary Policy" (zerohedge.com)
• Sen. Bernie Sanders: The Veil of Secrecy at the Fed Has Been Lifted, Now It's Time for Change (huffingtonpost.com)
• Fed maintains monetary policies (bbc.co.uk)
• Department of "Huh?!": Ramesh Ponnuru Assumes That Fiscal Expansion Has No Effect on GDP... (delong.typepad.com)
• Did the NY Fed seize MF Global's clients' money? (blogs.reuters.com)
• Are the Fed's latest stimulus plans just talk? (theglobeandmail.com)
• Fed bashing is back in vogue (csmonitor.com)
• Economic Projections of Federal Reserve Board Members and Federal Reserve Bank Presidents, November 2011 (bespacific.com)

Money moves to the one who loves it the most

If you fear money or do not love it, you will repel it away from you.
By loving money and being comfortable around it like it is your good fr Money moves to the one who loves it the mostiend, you free yourself to have money and have it more abundantly.
Therefore we think that it is wrong to love money.
The truth is, the love of money is not evil.
The love of anything can be the root of evil.
Love is not evil.
Loving with awareness only results in good.
Remember that all truth are half truths.
One perspective is only half the truth.
When you love money, that love is the root that can grow into that which is good or evil.


Observe of the way you behave around money.
Do you try to handle it discreetly as though you are almost ashamed of it? Do you find it awkward when you talk about any subject that involves money? Do

you try to think as little about it as possible as you quickly pass it to the person you are buying something from, or taking it and putting it away hurriedly as if the longer it stays in sight, the more unacceptable it feels?

All of such behaviors and attitudes shows how you really are towards money.
You may have all the conscious thoughts about how good it is to have money and believing that you are wealthy, but if you are acting like this towards money, you are creating resistance which prevents money from flowing freely to you.


Wealth is a state of being.
When you are wealthy, you are one with everything that is wealthy.
Money being a form of energy that facilitates enjoyment and providence is a form of wealth.
Money moves to the one who loves it the most!

Take out some bills from your wallet and hold it in your hands.
Say to yourself that you love money and money loves you.
Do the same with your credit cards, your jewelries, your checks, your back account statement, and things that represent money.
The more you love money and are at one with it, the more you attract it into your life.
When you pass money to someone, do not just chuck it in their hands as if it were a bunch of papers.
When you receive money, do not take it as though you were grabbing a bunch of dirt and putting it away as if you are trying to get rid of it as quickly as possible.


Anytime you see money come into your life such as when you see commissions from sales or gifts from people, love it, welcome it and feel that it loves coming to you.
Anytime you spend money to get what you desire, do it happily and willingly.


Loving money unites you with it.
We have an unconscious fear for something when we keep distancing ourselves from it and see it as separate from us.
Allow yourself to identify with money and see your money as you.


Love material things in the material world as well.
Feel good about them and see them as all extensions of yourself.
In heaven everyone shows off the beauties of their creation to one another proudly and joyfully.


People who see themselves as good but see money as evil repel money away from them.
People who see themselves as good and see money as good attract money to themselves.
It is all about being in vibrational resonance by seeing you and money are of the same kind which draws it to you.

The Art Of Making Money Fast

Image by Getty Images via @daylife
One of my greatest insights and valuable observations is to accept that money is not all the same.
 Fast money, hourly money and credit money.


Immediately we can observe when looking at these three species of money that one is very desire-able and the other two are worse and much worse.
The other two lead to a life of daily roil and the poor house respectively.
Not surprisingly it is very closely connected to "hourly money" because to get credit money you must prove
that you have hourly money.
a job.


The point of credit money is to exchange time for the interest you pay.
For a compounded interest rate of 10% to 20% you buy tomorrow's savings today.
You don't have to wait 5 years to save for that car because you can have it now.
Not only are we selling our precious time for money, but now we are selling and committing tomorrow's time for money today.
Hourly labor for hourly money.
A very inefficient way to get your money but you get it for sure.


Before reading this article, you may have never even thought about the three species of money.
But there is.
The financial owners of planet Earth, the 10% cream of financial circles create money they dont work for it.
In this strange world, $100,000 in 10 minutes is nothing unusual.
$30,000 in 2 days is nothing special.
The TIME component is totally irrelevant.
what is fast money centered around?

SOLUTIONS

Fast money is not made by mindless time counting.
An example of this can be found in the old dentists joke.
The fellow replies, well how long will it take? The dentist replies 2 minutes.


You see the old fellow needed a solution to his problem.
The fellow wanted a solution to his problem and THAT is what he was paying for, not the time spent, as his dentist adeptly pointed out.


To get involved in this amazing fast money world, you must seek out these types of people.

Related articles

• A Spooky Spiel for (Credit) Card-Carrying Physicians (physicianfamily.wordpress.com)
• Guest Post: Wealth Inequality In America, Understanding The Source (zerohedge.com)
• The "Other" Credit Report (metaphoricalmind.com)
• The Fast Cash Club (townsvilletony.wordpress.com)
• Money Is Something We Choose To Trade Our Life Energy For (thesimpledollar.com)

Money Spoils Relationships When not Tamed Properly

We share laughter and love, while supporting each other through challenging times.


Are relationships and money talk really paradoxical? Considering how many studies list financial issues as a leading precursor to relationship conflict, the obvious answer may be yes.
 Rather, conflict arises due to the underlying values money tends to represent.
 How we use this energy becomes representative of who we are and what we value most, as indicated by our money messages.
 As a result, conflict frequently arises -- not because of lack of money, but because we misunderstand the messages our money behavior sends to ourselves and others.
 What does it say to yourself and your loved ones, for example, if you are excessively thrifty and tend to hoard your hard-earned money? Perhaps such behavior indicates someone who is cheap.
 Meanwhile, this behavior may transmit the message to yourself that you question your ability to earn more in the future, or that money is a scarce commodity.
Despite our own best intentions, misguided and disconnected money messages often demonstrate values, beliefs and priorities that differ dramatically from our love ones' -- and it is this incongruity that frequently leads to conflict.


How can we avoid falling into this trap of money miscommunication?

First, understand your money behavior.
Are you a spendthrift, hoarder, risk-taker, etc.


Second, determine if your money behavior truly expresses the deeper you.
Harness the energy of money to support who you really want to be and what you want your relationships to be.
 Money often is a very personal, quasi-taboo topic, more so than religion, politics and even sex.
 Learn to understand what money means to you, your partner and others in your life.
 Discuss the ways your money behaviors may or may not be consistent with these underlying emotions.
 We are constantly inundated with financial rhetoric from the outside world that can easily derail us and our relationship from acting deliberately or in our best interest.
 Hearing that we must save as much as possible, above all else, translates into our saving out of fear.
 Many of the external messages may make sense, but be aware of making financial decisions based more on emotion, namely fear, rather than in the context of nourishing yourself and your relationships.


Tuning in to the way we interact with money and remaining cognizant of the money messages we send out enhances the intimacy, strength, and longevity of our relationships.

How to Master Money Easy Waya to Get Your Financial Freedom

Don't get me wrong, I understand the intention of some of these messages and that they may even hold value for some folks but I also have learned that

these statements can lead to potential financial paralysis.
That Money Destiny led me to believe I would never have enough money, that I must always save and never spend, and that I was not financially safe.
Soon thereafter I found myself resenting the "mean green" and at times wanting to rebel against it.


When I noticed how I was making decisions that would keep me in the same place and never propel me forward financially, I knew it was time to bust my old

patterns, break debilitating money-habits, and create a new money system, a new Money Destiny.
It also meant I was going to have to buck this old system every time it flashed before my eyes! My intention in sharing this article with you is to help you break down your conditioned mindset and build it up with a new one that actually works with you and not against you.
Isn't that exciting?

So what does mastering money look like? Mastering your money literally boils down to one thing: your mindset.
First, visualize yourself in the moment when you have no money, nothing in the bank, in fact you may be in the negative.
What is the first feeling that you notice? Desperation, anger, frustration, helplessness? Take a quick note of that.
You have extra money to do what you would like and everything seems to be going right in the world.


Let's take an even further step.
You actually designate or choose which will happen in your life.
Which do you choose? Do you choose the visualization with lots of money and financial freedom or do you choose the daunting visual? I venture to guess you

wish to choose the one of Money Mastery.
Some folks actually are destined to be rich, middle class or poor.
If our parents were rich, we figured as adults that we, too, had the right to be rich.


I am here to tell you that you don't have to follow in anybody's footsteps when it comes to mastering money except your own.


****Change Your Money Talk

As I stated earlier, mastering money has to do with your mindset so if you have been saying repeatedly, "I don't have enough money" or "I need more money" then I venture to guess you haven't had enough money for quite some time.
" These are simple statements yet extremely meaningful.
Before you know it you are taking action to have more money in your life or better yet, money is finding its way to you and you did not even lift a finger!

Do you see where I am going with this new verbiage? Positive thoughts become positive feelings which lead to positive actions that grant you positive results.
Makes sense, right? Therefore, it is imperative to change your Money Feelings.
Look at it, in fact, examine it.
Is it the color, the images printed on the bill or perhaps it is what is stated on the bill.
Now, sit there for a moment and FEEL what you like about it.
Now, think about what you can get for just one dollar.
Maybe a pack of gum or two packs of gum even? You can give a tip to somebody after buying a coffee or you can get change for your one-dollar bill and put money in the meter to prevent getting an expensive ticket.
Let me give you another example.
I would say to myself, "I get so angry working so hard for my money only to turn around and give it over to somebody else.
" And believe-it-or-not, I no longer resent that time of the month when I have to pay bills and more money has been coming my way.
In fact, I am going to ask you to replace that action with a new action: Paying yourself first.
What is better is if you can automate this so you never even see that 10%.
This is a great way to begin paying yourself.
If you are saving in case of an emergency rather than for freedom, excitement, purpose, joy, or love, realize what will manifest is an emergency.


When we stop and really think about the phrase, "Money Talks" we realize just how truthful that is.
Here, you have been given  three powerful steps to Money Mastery.

A to z About Money

If you ask most people they will tell you money means fun, freedom, and a fantastic lifestyle.
If you are in this majority of people who have mixed emotions towards money then the chances are you don't have much more than you absolutely need, or your fortunes go up and down.
So if you want more money you have to start with yourself and get to see money as a driving force for good in the world.
In other words, it seems to be that people will generally do more to avoid the pain of negative associations than to enjoy the pleasures of their positive emotions.
Thousands of years ago, people were hunter/gatherers.
They didn't have need of money to live.
This is a simple barter and again has no recourse to the use of money.
So in exchange for the meat, the hunter accepted a promise of some fruit from his neighbor for delivery in the future.



Look again at what is described above as being the meaning of money.
It requires trust.
It requires communication with the neighbor for the relationship to exist.


The key then is to realize that "money can create relationships" or "money is a relationship builder".
For example, when you go to a market and simply look around you are unlikely to really relate to many of the market stall holders.


Seeing money as a creator of certain types of relationships then can have a profound impact on how you view money.
That is why people who have a lot of money and who spend a lot of money have such fantastic and free lifestyles.


There are many references in the bible to the holding and the use of money.
In this a rich merchant is going away for a long time and he entrusts differing amounts of money (talents) to each of 3 servants.
The outcome is that the man entrusted with the most money (10 talents) is praised for using it and turning it even more money, whilst the man with the least money (1 talent) is castigated simply because he just looked after the money to keep it safe and didn't grow it instead into more.
It says that not only is money a good thing to have and to own, but also it needs to be kept in use and in circulation and not simply hoarded.
There are many examples and books that describe this but very few of them show you how money can be a positive motivator.
Money is a force for good in the world and drives the prosperity of the world.

How Banks Stuff their Pocket Out Of Nothing

In fact, banks are money factories.
You might think that banks are in business to provide services such as banking accounts and loans to their customers.
However, the reason that the banks provide such services is that banks need money to use as raw material to create more money.
In other words, it comes from the money you and I deposit into the bank.
It's not simply that banks "earn" profits when they provide bank services and loans.


Here is an example of how banks create money.
The bank now can use your money to create loans.
A 3% reserve rate means that the bank must keep 3% of the $100,000 on reserve and can loan the remaining 97%.
For our example, let's assume that the reserve rate is 10%.


So, the bank makes Loan #1 of $90,000 and keeps $10,000 on reserve.
According to the bank's balance sheet, the $90,000 loan to the borrower is also a $90,000 asset for the bank.


But the process does not stop here.
Since the same Federal Reserve rules apply, the bank must keep 10% of this asset on reserve.
This means that Loan #2 is $81,000.
The $81,000 loan to the borrower becomes an $81,000 asset for the bank.


And since the bank now has an additional $81,000 asset, it can make another loan.
This means it can loan only 90% of the $81,000 asset.


Federal Reserve rules allow the bank to make five to six loans based on the original $100,000 deposit.
We'll stop at three loans, review the process, and add up how much money the bank has created.
The bank creates three loans based on the original $100,000 deposit.
Loan/Asset #3 = $72,900.
This is $243,900 in new money.
Meanwhile, the bank has created $243,900 of new money.
($243,900 - $5,000 = $238,900.
This is how banks create money.
A bank doesn't really make a series of separate loans based on a single deposit.
But this oversimplified example demonstrates how banks create money out of thin air.
The loans become assets and the assets turn into money.
The real point of this example is to take some of the mystery out of money.
Money is not equivalent to currency.


So, if you want more money, think the way bankers think.
If you really think the way bankers think, you will use someone else's money to create more money.

Secret of Making Money in 2 Minutes

They tried to make money online, make money at home, make money on eBay, work at home, start their own business.
Create wealth was their objective as they bought all sorts of programs on real estate, investing in the stock market and commodities,  and  all kinds of business opportunities.
That programming is also known as their  financial Self-Image or Money Blueprint.
Their Money Blueprints makes them MONEY REPELLENTS instead of MONEY MAGNETS.
These beliefs make up the person's Self-Image.


Part of your TOTAL Self-Image is your financial Self-Image, also known as your Money Blueprint, which is the key to develop that coveted 'millionaire mind' which will allow you to be a money magnet, make money fast, and even become a millionaire.


Whether you want to make the BIG bucks or just want to increase your income to a level that makes you financially comfortable and secure.  


The KEY to your success is your Money Blueprint.
Unless you change it now, you will never have enough money to buy and do all the things you truly want!

Is your Money Blueprint making YOU repel money or be a Money Magnet?

Find out right now whether your Money Blueprint (financial Self-Image) is pre-programmed to make you a MONEY MAGNET or a money repellent!

THE 2-MINUTE MONEY MAGNET QUIZ

Write down your answers (Yes or No) to the questions below.
Make NO attempts to come up with any  rationalizations or excuses, or attempt to 'twist' your answer to look good.
Do you make money quickly and easily?


*Do you appreciate whatever little money you may have right now?


*Do you believe "it is better to give than to receive" ?


*Do you have plenty of money left  after you pay all your monthly bills?


*Are you in debt?


*Do you need to borrow money from friends/relatives to make ends meet?


*Are you constantly thinking that  you "never have enough money"?


*Does the thought "I cannot afford it" constantly crosses your mind?


*Do you know how the Law of Attraction works?


*ANY incorrect answer can cause you to be a  MONEY REPELLENT instead of a MONEY MAGNET.

Then, answer honestly to yourself .
Are you a Money Magnet?

The MORE incorrect answers you have the more DEFECTIVE your Money Blueprint is, the MORE you REPEL money, and the MORE urgent your need to correct it.


It is my great wish that, after you finish taking this 2-minute quiz, you will seriously  think about the current state of YOUR Money Blueprint and take all

the necessary steps to correct it BEFORE you start any new business venture.
They are setting themselves up for more failures and disappointments.

Money Makes Money

It's usually touted by people without money as their excuse as to why they never hit it big.


I knew that was going to be a big thing, but I just didn't have the money to get into it.


I could have bought that property a few years ago for half of what it's selling for now.


Only rich people make money, poor people just stay poor.


Hogwash, to all of those and all similar excuses.
They aren't as bright as they think they are, they don't know everything, and they're the type of people that you should avoid spending time with.
If you are uncomfortable asking questions, forget about being in business.
It's the answers that provide the key to making the money.
If they say no, you're neighbor doesn't understand money, selling, or business; keep your distance.
I didn't have an allowance.
I painted garages, mowed lawns, shoveled snow, washed cars, and a host of other things.
The price was a hundred dollars, but if I found a buyer for it, he would give me ten dollars.
Ten dollars may not sound like a lot of money, but at the time of this story I'm telling you, minimum wage was only 85 cents an hour.


I was only thirteen years old at the time, but more important than the ten dollar commission was the lesson.


No inventory, no money invested.
Cool!

Now, I don't want you to confuse, you don't need money to make money, with needing money to put a deal together.
You just have to learn how to get money from somewhere else.
This is the first excuse listed above.
These are usually the people with no money, but they know everything.


"I would rather earn one percent of one hundred people's efforts than one hundred percent of my efforts alone.
Paul Getty

If you have no money, you would be lucky to be attached to a deal like this in the first place.


Let's turn it around, and examine the excuse; I have a great idea for a product that will make millions, but I just don't have the money to get started.
It's all bunk.
However, you can see how marvelous it would be to run around and tell people about how you have all these "million dollar" ideas.


Here's the lesson that you learn in the real world.
Here's the reality, most people don't know how to take their idea to the next level, or they don't want to, because they're afraid that the discovery will be made that it really isn't such a great idea.
To put it more correctly; Money is always looking for the best return.
We'll use this example;

You have an idea for a home based business, but you need twenty-five thousand dollars to get it up and running.


It would be a BAD move to approach your Aunt for the money.
Expect a NO and it would be an insult to your character to even approach her.
The Billionaire will probably turn you down.


Billionaires don't have time for twenty-five thousand dollar deals, because they're Billionaires.


I put together a manufacturing business plan for a product that I created and approached a few investors.
I can still hear the words, "That deal is just too small Lazz, if you have something bigger and meatier, give me a call.


You don't need to have money, but what you do need is a solid business plan that spells out what the money will be used for.
There are loads of resources to help you develop and write your plan, for free.
The U.
Government's Small Business Administration can probably give you some help in this area as well.
That's all it is.


The best part of putting together your Business Plan is discovering whether or not your plan makes sense.


You can abandon the idea, rethink it so it can be profitable, or (often over-looked) sell the idea or license the idea to someone who already is operating a similar business or a business where your idea would fit in nicely.
A real estate broker puts deals together by matching a buyer and a seller and earning a commission.
A matchmaker service earns a fee for finding the right soul mate for you.
The slower the economy, the easier this is to get involved in, because people need to raise cash, they're willing to let things go for a cheap price.
You can provide the deal.


You still need twenty-five thousand dollars though, don't you? This is where you go after investors.


The big deals involve investment bankers and millions of dollars in fees, but if you keep it small and down to just a couple of investors, it's pretty easy to do.


Partnerships are easy.


If you have a solid plan, that makes sense, is easy to understand, and doesn't demand an extreme amount of money to get involved, you're almost there.


An investor has no say in the day-to-day, but a partner most certainly does.
You can buy an investor out over time, but a partner is there forever, unless you buy one another out.


So what's your excuse now?

If you need money to start your own home based business or any other kind of enterprise go get it.
Then approach someone with money who has an interest in real estate and present the deal whereby they put up the money and you partner on the deal, or they just pay you a fee for finding the deal.
Ask around to the business owners in the area (they usually have a little money) and ask if there's anything in particular that they would be interested in buying at a good price.
He may offer you something to sell from his back room.


Have a garage or yard sale and gather goods from people all around who tell you the price they want and you mark the price up and keep the difference.


Sell the useless stuff around the house that can put cash in your pocket and get your home based business started.
After you make your fortune, you can buy another one of whatever it is that you thought you couldn't part with.


If your million dollar idea is truly that grand, don't just dream about it.


This may surprise you, but not all good deals get done and a lot of bad deals do get done.
If it looks good and sounds good.


Do not try to pull a scam with a hyped up presentation on a project that you know will never happen, won't deliver the results, or will bilk money from people who can't afford to lose it.


Be ethical and fair and raising money for your second, third, and other future projects will be easier.
Re-read this article and you'll see that raising some cash to get going isn't impossible.
this could be the path that turns it all around.
how much you sleep is up to you.

Teach Your Children About Money

However, money problems can occur when parents don't teach money management skills at a young age, usually when the child starts getting an allowance or has a job, such as babysitting or mowing lawns.
Teaching your children about money, as well as credit cards, can be easy, and even a fun experience, but most importantly, a very valuable lesson.


Introduce them to money.

When they are young enough to count, take an active role in teaching them about currency, such as pennies, nickels, dime and quarters, as well as dollar bills.
When they get older, you can introduce new concepts and issues.
Children are smart and they know when a parent is a good example.
When you're armed with knowledge, you're better able to teach your children.
Even if it's a few dollars a week, let them take control of their own money and make their own decisions about what they want to do with it.
So, if you have a ten-year-old, give them ten dollars, for either a week or a month, depending on your own budget.
This way, they can then see first-hand what it's like to have money.
They may decide to put some away for a rainy day or they may blow it the first chance they get.


Teach them one principal at a time.

If you bombard them with everything all at once, they will only be confused.
It takes time.
For example, this month, you can teach them about budgeting their money.
If you teach line-by-line, precept-by precept, they will absorb more of the lesson.


Give them opportunities to earn money.

Whether they go beyond completing their chores or do a specific job you need help with, give them extra opportunities to earn money.
If they choose to blow it all up front, it will teach them about patience and saving for what they really want.


Teach them about credit.

Humans are impatient creatures.
Credit cards have become the staple for many families, often leading to out-of-control debt, but when credit is used wisely, it can be very valuable, such as for credit ratings.
Having a good credit score rating can open doors for small business or college loans.
Tell them that credit has to be paid back, often with high interest rates, and that only when they have a plan to pay it back should they get a credit card.
That would be hard for any adult to achieve, let alone a child, but it can be done.
When you give allowances, give it to them in denominations that encourage savings.
When they have saved the money, pat them on the back for a job well done.


Teach them about budgeting their money.

Even if they only get a few dollars a week, children can list things they want to do with their money and whether they have the money to get those things.
Sit down with them and help them a few times to budget, or project how much that particular item will be, and then determine if they have the money, or how much money they need to save in order to get it.


Have family discussions about money?

Check with them about their money management.
Having a set time to talk about money issues will also help keep everyone on task.
For younger children, you could talk about the difference between cash, checks and credit cards.
Sometimes just opening the door for communication will help with any potential problems or issues that may come up, especially if the child begins a new job or looses one.
Tell them your plan for saving the money and chances are they will want to save their own money as well.
Debt is a four-letter word for many families and can cause un-needed stress, but if we have our own savings account, occasional spending fund and emergency fund, we are more able to be financially secure, so that when the dishwasher goes out, we have the money to replace it.
Remember, children learn from example and we, as parents, need to try to be good examples of money management.
If they were saving their money for something they needed and they ended up spending it on something different, don't get it for them.
When they are older, teenagers usually need money for car payments, fuel and maintenance.
If they run out before they are paid again, they may have to walk or ride their bike, or a bus to work.


Money is a fun thing to have, as we are all aware, and teaching children at a young age about money will go a long ways to ensuring that their financial future is the best it can be.
They will have account options that will fit best with their age and other tips in spending and saving wisely.